Hanford | Kailin Hwang

Kailin Hwang
Branch Manager / Loan Originator
NMLS: 952571
Direct: 559-410-5312
Email: kailin.hwang@bancorp.com

Office Location
308 N. Irwin Street
Hanford, CA 93230
Phone: 559-410-5312

Lic. 41DBO-76546

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Creating smiles since 1989

Welcome to Resban Hanford. At Resban, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We will work to get you to the path of home owners with less obstacles.

Founded in 1989, Resban is committed to making the home-buying experience simple and enjoyable for its customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success, Resban is poised to become a leader in the mortgage lending sector. Led by talented, visionary executives, our experienced and knowledgeable associates provide superior customer service to our consumers, realtors and builders.

Office Location
308 N. Irwin Street
Hanford, CA 93230
Phone: 559-410-5312

Lic. 41DBO-76546

Kailin Hwang
Branch Manager
NMLS: 952571

Kelvin Perryman
Loan Originator
NMLS: 1894701
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Salvador Zavala Mora
Loan Originator
NMLS: #1897097
Direct: 559-997-5387
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  • FHA Loans
  • VA/Veteran Loans
  • FNMA / FHLMC Conventional
  • 203K Limited
  • USDA Rural Housing
  • HUD Repair Escrow
  • Good Neighbor
  • FHA Streamline
  • NO FICO Underwriting FHA
  • DU REFI Plus
  • Manual Underwriting
  • Home Equity Line of Credit
  • Mortgage Credit Certificate
  • Manufactured Housing
  • JUMBO Loans
  • Home Ready Programs
  • … and many more

About Resban

Founded in 1989, Resban is committed to making the home-buying experience simple and enjoyable for its customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success, Resban is poised to become a leader in the mortgage lending sector. Led by talented, visionary executives, our experienced and knowledgeable associates provide superior customer service to our consumers, realtors and builders.

Company Values


In all of our dealings with our fellow associates and customers, we pledge to do no harm, and to conduct ourselves at all times in accordance with our stated values. One of our organization’s core values is Integrity; and Resban is committed to the guiding principles of fair, equitable and responsible lending. We believe that all creditworthy customers should be treated fairly, equally and have nondiscriminatory access to credit.


There is no substitute for real life, hands-on experience when it comes to mortgage lending. We make sure our associates have the knowledge and experience to ensure that our customer’s loans are processed, underwritten, closed and funded efficiently and accurately from application to post-closing.


At Resban, we know that our continued success is dependent upon providing both our internal and external customers with best-in-class customer service. Whether it is our commitment to meeting and exceeding turn-time expectations for our branches, or closing our customer’s loans accurately and on-time, we demonstrate that excellent customer service is not just a goal, it is truly a core value.

Highly recommended

GregMelchor from Visalia, CA
Very helpful through the whole process helping get pre qualified and all the way guiding you till the house if finally yours. works all day and weekends too make sure you are helped. Highly recommend

Completely satisfied

Danielle Morris from Hanford, CA
Kailin was fantastic to work with from the beginning to the end of our home loan process. He kept in constant communication with us and handled our loan with the utmost professionalism. We definitely recommend Kailin for all your loan needs. Thank you, Kailin

Kailin is the MAN

Scott Laird from Visalia, CA
Kailin gave me a call about a refinance when the market bottomed. We worked originally when we purchased our home. I would have never refinanced if he wouldn’t have called me that day. Locked us in at 3 percent from 4.5. Saved us over $200 per month and THOUSANDS over the life of the loan. This guys is unbelievable, he cares for his clients, he always answered questions willingly and is always quick to respond. Such a pleasure to do business with someone that really cares for you and your family. I won’t ever call anyone else when it comes to this kind of deal. Use Kailin for all of your mortgage needs, I promise, you will not be disappointed. Just a phenomenal person.

Residential Bancorp Kailin Hwang

Shanda Gonzales from Hanford, CA
So almost two years ago I started getting the idea in my head that it was time to buy instead of renting homes and moving from place to place where I really couldn’t call it my own. For 2 years I looked and looked lots of homes looking and finding good ones but not ones that were perfect for me, man is it a process!!!! All along the 2 years Kailin and my agent stuck with me writing me if not weekly every other week checking in on me seeing how I was doing how things were going asking if there is anything they could do to help. All around such humble helpful people to be teamed with. Well as of January 2020 I am officially a homeowner all thanks to my team and lender Kailin for sticking with me making this process as seamless as possible and working around my work schedule and helping make things as easy as possible to understand. I couldn’t be happier with my decision to go with Kailin and could not be anymore thankful and appreciative than I am!!! So blessed to have them along for the ride. Making my dreams come true!

Thank you Kailin

Navneet Kaur from Visalia, CA
My home buying process from preapproval to closing was made so easy by Kailin that it took me 3 days to realise I am already a home owner. He guided me so well, responds to every message anytime, I doubt anyone else could have done that. He will be my preferred lender and I will recommend working with him.

Amazing experience!

Ashley from Lemoore, CA
Kailin was absolutely wonder to work with. I couldn’t have asked for a better lender to help me in buying my first home! He was extremely patient throughout the entire process. Always available to answer any questions I had. He walked me through every step. I will 100% recommend Kailin to anyone looking for a home loan!

Highly recommend Kailin!

brettnmelissa from Hanford, CA
Kailin was a huge support during the entire home buying experience! I was nervous because this was the first home I have bought on my own, but he walked me through every step of the way! Kailin explained everything as it was happening and kept me prepared for each next step. When I needed clarification, he took the time to explain and made sure I was informed throughout the entire process. Buying my home was stressful, but Kailin made it as easy and clear as possible. I am so grateful for all of his hard work! Thank you Kailin! As a home OWNER now… I can tell you, you are in good hands when you work with Kailin!

Outstanding service

utslerdevynn from Visalia, CA
Kailin was fantastic to work with. Always readily available to answer any questions or concerns by phone or email. Great customer service and loyal to his customer and company.

Great Experience

Mari H. from Visalia, CA
If you are ever looking into purchasing a home I highly recommend Kailin. He is very professional and great with communication. We wouldn’t of been able to purchase our own home without his help. Thank You so much!

Excellent customer service and smooth process

saeleelew from Visalia, CA
Kailin was an excellent communicator from start to finish. He made it the loan process very easy and enjoyable. Will highly recommend to friends and family

Couldn’t have done it without Kailin!

scottl992 from Visalia, CA
First of all, I need to publicly thank Kailin. My wife and I were trying to buy a home, and struggled with the process until our realtor got us in contact with Kailin. We were about to call it quits for about 6 months until I had a simple conversation with him, that accomplished so much. This guy picks up the phone, day or night, weekdays or weekends and is ALWAYS available. He communicates well with what is going on, he is quick to turn around and get you the answers you need. Not once did I ever feel like I was bothering him with a question, and he and I both know I had a lot of them. This would not have been possible without Kailin’s hard work and diligence. If you have had issues with a lender, call this man, he will not dissappoint. My wife and I are forever grateful for his work and would never work with anyone but Kailin on these matters. Thank you Kailin!

Kailin Hawng

verenicelemusmeza from Woodlake, CA
My experiense with Kailin Hawang was a very good one. He was very helpful and answered every question I had. I highley recommend them,my experience was great. One of the things I really liked about them is that he went out of his way to get me the best deal from my convinince on my situation.

Kailin’s the BEST!!!!

Kailin went above and beyond for us since day one. As a first time home buyer I didn’t know what to expect, I was definitely fearful that I would get turned down. Kailin worked his magic and got us approved for a loan. He is definitely true to his word, from checking up on us every week and making sure we were doing good to closing escrow sooner then expected. Hands down Kailin’s the best!! I would definitely recommend him to anybody thinking of purchasing a home.

Kailin is Awesome!!!

Joshua from Hanford, CA

Kailin Hwang has been AWESOME to deal with. He explained everyrhing to me in terms that i can understand, he answered any calls or texts at anytime no matter the hour lol. He and his team worked so hard we had an early close. Thank you Kailin for all your hard work

Kailin Was the best!

Rita Mills from Hanford, CA

Kailin was very professional, informative, and made me feel comfortable every step of the buying process. So Helpful through what could be a stressful process. Glad I went with Kailin and his team.

Great experience.

jlopez48806 from Armona, CA

He is great. He was always checking up every week to make sure there were any updates on get the house. Then when we found the house he was very detailed in how long everything was going to take and what to expect. And also he helped with any questions that I had specially when it was after hours he worked with around my schedule. He went the extra mile to get me any little help I needed. Thanks Kailin.

5 star service

19torres83 from Visalia, CA

I highly recommend Kalin because he goes above and beyond the call of duty he will get you qualified and he will definitely go to bat for you as far as getting fees down as low as possible.

Great customer service!

Fabiana from Hanford, CA

Since the first phone call to the last one telling me my loan was ready to be funded, Kailin was awesome! Kept in contact with me 100% of the time, guided me through the process. He made sure that i understood what its needed to buy a home and what matters. He made this experience very easy and not stressful. I totally recommend him and his company.

10 star performance

chevyholic from Visalia, CA

In my opinion, Kailin went above and beyond to get my loan done. He is courteous, professional and personable. It was like having your best friend working on your loan to get it done. I would strongly recommend him to anyone looking to buy or refi a home.

Outstanding performance

jsandoval3933 from Tulare, CA

I purchased my first home with the help of Kailin. He is the complete definition of being helpful and caring. Even before officially hunting for a home, he was checking in to see how I was doing. I will definitely be going back to him once I’m ready to acquire my 2nd home. Thanks again for being Mr Fantastic Kailin!

Highly recommended

rhonda pitts1 from Visalia, CA

Kailin has been our family’s lender on multiple occasions. Extremely professional. Quick transactions. Always accessible to address any questions or concerns. All purchases have been very smooth and worry free!!

Simply Amazing

mscur93031 from Hanford, CA

Kailin was amazing. I had all kinds of hurdles come up throughout the transaction and Kailin was able to knock them all out. This was not my first home loan but this one turned out to be the least stressful. Kailin is very friendly and knowledgeable. I highly recommend working with Kailin.

Kailin is Amazing to Work With

Ryan OBarr from Hanford, CA

My wife and I have been looking for a house for a long time. Kailin was there every step of the way. I dont think I was an easy person to work with, but he was always willing to do his best to help me out.

When we finally found our place, we put an offer in that same day. Kailin already had us prequalified and once the ball was rolling, it was never dropped. He did an amazing job at staying on top of every aspect of the process. I can’t imagine using anyone else.


osoto53 from Lemoore, CA

This was my first time buying a home and I am still in disbelief at how quick and easy it was to purchase a home. My entire process seemed too good to be true, and Kailin was a big part of that reason why untill we closed on my home. Every time I communicated with Kailin it felt as though I was talking to a friend, and even when I thought I had too many questions to ask him his patience and helpful responses helped me understand more than what I was asking. I never thought buying my first home would pass my expectations in the ways that it did and I would like to say thank you to Kailin for helping make that happen!


corbettdixie1 from Hanford, CA

Kaikin was recommened to me by my granddaughter and her husband. My husband passed away, and I thought was going to have to sell my home. I changed my mind, and Kailin helped me through the process of refinancing my home. He was always available to me and always went the extra mile. I would recommend him to everyone.

The Best!

ericarcraig from Hanford, CA

Buying a home is stressful enough. Kailin makes everything easy and simple. We have used him for two of our home purchases now and we wouldn’t have use anyone else. He is the best of the best. His customer service is unmatched and we would highly recommend him for any of your real estate needs.

Kailin is the man!

hovehater from Fresno, CA

My wife and I recently bought a house in Fresno. This was the 3rd house we have purchased. The 2 loans prior were brokered out and happened to end up at the same bank. The bank that lent us money was good to us so we decided to give that same bank a chance. We contacted our local bank and they put us in touch with Kailin. We are we’re very happy with Kailin. Kailin went above and beyond what my wife and I felt a lender should do. We gave him the parameters of our loan well in advance of purchasing the house and Kailin did his homework. His communication was excellent! He kept us up on rate changes, he gave us multiple scenarios for our loan and was always available. He answered the phone or called you right back, even Sunday’s or late at night. One time I called him and he was at one of his kids sports games. He left the stands to take my call. We had to extend our lock twice because of some builder issues. Kailin made sure all paperwork to extend was on time and completed correctly. When our house was done, the loan was funded and we were Good. We did not shop around for long rates. We felt Kailin was honest, working hard to earn our trust, and was committed to our satisfaction. If you want my option on having Kailin assist you on your home loan, I speak for my wife and myself. Absolutey!

Professional and easy to work with!

robatilano from Visalia, CA

After deciding to refinance our home Kailin was there to help us every step of the way. He said he was available 24 hours a day if I had any questions and not to hesitate to call. Very professional and really seemed to care.

Streamline proffeaional that knows how to treat people!

zuser20160209062701690 from Hanford, CA

Kailin has my utmost respect, I have dealt with lenders a few times in the past and they never made me feel like I was in the loop. Kailin and his team kept me updated throughout the entire process. I highly recommend Kailin And his team.

Highly Recommend

zuser20151001171830761 from Visalia, CA

As a first time homebuyer, I couldn’t have asked for a simpler mortgage process! Kailin was very easy to contact and clearly explained each step of the home loan process to me. He was great at offering advice and helping me make the right decisions from start to finish. I definitely recommend Kailin and Residential Bancorp!

©2020 Mission Loans, LLC – Corporate NMLS ID #210853 located at 5686 Dressler Road, NW, Canton, OH 44720. All rights reserved. Doing business in the State of California as Resban. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, license #4131217.  For all licenses, visit http://www.nmlsconsumeraccess.org/. Residential Bancorp strives for compliance with all applicable state laws and federal regulations pertaining to mortgage lending, advertising, and marketing laws. THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED OR ENDORSED BY ANY GOVERNMENTAL AGENCY, AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered.  All loan programs, terms and interest rates are subject to change and/or discontinuance without advance notice.  Equal Housing Opportunity.

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In accordance with Section 326 of the USA Patriot Act of 2001, Residential Bancorp NMLS ID: 210853 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act. I acknowledge this is not a formal application, under the Real Estate Settlement Procedures Act, or a commitment to lend. Your loan officer will contact you to complete your application and determine which products may best suite your financial needs. Final loan approval will be subject to a complete application, complete sales contract when you find a home (purchase transactions only), a property appraisal, determination by the lender that the property meets underwriting and commitment conditions, and a verification of your income, employment, assets, credit history and any other information necessary in compliance with lender’s underwriting guidelines. If you supplied your social security number in the Pre-application, you are permitting the lender to order a credit report in connection with your request for credit.