Henry Vasquez
Branch Manager
NMLS: 245276
Direct: 760-716-1095
Email: henry.vasquez@bancorp.com
Office Location
122 Civic Center Dr. Ste. 205
Vista, CA 92084
Phone: 760-716-1095
Branch NMLS 2139596
Vista
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Creating smiles since 1989
Welcome to Resban Vista. At Resban, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We will work to get you to the path of home owners with less obstacles.
Founded in 1989, Resban is committed to making the home-buying experience simple and enjoyable for its customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success, Resban is poised to become a leader in the mortgage lending sector. Led by talented, visionary executives, our experienced and knowledgeable associates provide superior customer service to our consumers, realtors and builders.
Office Location
122 Civic Center Dr. Ste. 205
Vista, CA 92084
Phone: 760-716-1095
Branch NMLS 2139596
Team
Henry Vasquez
Branch Manager
NMLS: 245276
Direct: 760-716-1095
Email: henry.vasquez@bancorp.com
Joshua Mc Spadden
Loan Originator NMLS #1952268
Loan Officer Assistant
Direct: 760-338-1144
joshua.mcspadden@bancorp.com
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Programs
FHA Loans
The FHA, or Federal Housing Administration, provides mortgage insurance on loans made by FHA-approved lenders. FHA insures these loans on single family and multi-family homes in the United States and its territories.
Conventional Loans
A conventional loan is a loan backed by either Fannie Mae or Freddie Mac, the two entities which comprise the Federal Housing Finance Agency (FHFA). More than half of all new mortgage loans are conventional loans, which include special mortgage programs such as the HomeReady™
VA Loans
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
- FHA Loans
- VA/Veteran Loans
- FNMA / FHLMC Conventional
- 203K Limited
- USDA Rural Housing
- HUD Repair Escrow
- Good Neighbor
- FHA Streamline
- NO FICO Underwriting FHA
- DU REFI Plus
- Manual Underwriting
- Home Equity Line of Credit
- Mortgage Credit Certificate
- Manufactured Housing
- JUMBO Loans
- Home Ready Programs
- … and many more
About Resban
Founded in 1989, Resban is committed to making the home-buying experience simple and enjoyable for its customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success, Resban is poised to become a leader in the mortgage lending sector. Led by talented, visionary executives, our experienced and knowledgeable associates provide superior customer service to our consumers, realtors and builders.
Company Values
Integrity
In all of our dealings with our fellow associates and customers, we pledge to do no harm, and to conduct ourselves at all times in accordance with our stated values. One of our organization’s core values is Integrity; and Resban is committed to the guiding principles of fair, equitable and responsible lending. We believe that all creditworthy customers should be treated fairly, equally and have nondiscriminatory access to credit.
Experience
There is no substitute for real life, hands-on experience when it comes to mortgage lending. We make sure our associates have the knowledge and experience to ensure that our customer’s loans are processed, underwritten, closed and funded efficiently and accurately from application to post-closing.
Service
At Resban, we know that our continued success is dependent upon providing both our internal and external customers with best-in-class customer service. Whether it is our commitment to meeting and exceeding turn-time expectations for our branches, or closing our customer’s loans accurately and on-time, we demonstrate that excellent customer service is not just a goal, it is truly a core value.
